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  1. Paybis is a versatile crypto‑payment solution, since 2014 and headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling
    billions in transaction volume :contentReference[oaicite:1]index=1.
    The platform provides a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API integration options for businesses, enabling users to
    buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :
    contentReference[oaicite:2]index=2. It facilitates over 50
    payment methods including credit/debit cards, e‑wallets, Apple Pay,
    Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+
    fiat currencies :contentReference[oaicite:3]index=3.
    With a low minimum entry fee—starting at around $2–5 depending
    on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :
    contentReference[oaicite:4]index=4. Its hybrid non‑custodial/custodial wallet model, which splits private
    keys across multiple parties, ensures on‑chain transparency,
    user control, and strong security without needing traditional “proof of reserves” disclosures :
    contentReference[oaicite:5]index=5. Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under
    ~$2,000) in select cases :contentReference[oaicite:6]index=6.
    Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7
    multilingual support in over nine languages :contentReference[oaicite:7]index=7.
    Use cases include wallets, fintechs, marketplaces, gaming platforms,
    DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass
    crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
    Although some user‑reported issues have arisen—such as account suspensions without
    explanation, slow refund processing in rare scenarios,
    or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and
    straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.

    Altogether, Paybis represents a robust, secure, and
    flexible crypto payment and wallet solution ideal for
    businesses wanting to bridge fiat and crypto with minimal hassle
    and strong compliance frameworks.

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