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  2. Paybis serves as a versatile crypto‑payment solution, since
    2014 and headquartered in Warsaw, Poland, now operating in over
    180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
    The platform delivers a desktop & mobile wallet as a service and on‑ramp/off‑ramp API
    integration options for businesses, letting users to buy, sell, swap and accept
    crypto payments seamlessly across traditional and blockchain rails :
    contentReference[oaicite:2]index=2. It facilitates over 50 payment methods including credit/debit cards, e‑wallets,
    Apple Pay, Google Pay, local rails like PIX, Giropay,
    SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
    With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically
    2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis
    prides itself on transparent pricing :contentReference[oaicite:4]index=4.

    Its MPC‑based hybrid wallet architecture, which splits
    private keys across multiple parties, ensures on‑chain transparency,
    user control, and strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
    The company is registered as a Money Service Business
    with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC
    in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000)
    in select cases :contentReference[oaicite:6]index=6. Corporate
    clients can embed Paybis quickly with SDK or dashboard integration, access dedicated account managers,
    and benefit from high authorization rates (~70–95%) and 24/7 multilingual
    support in over nine languages :contentReference[oaicite:7]index=7.
    Use cases include wallets, fintechs, marketplaces, gaming platforms,
    DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC
    business wallets :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as account suspensions without
    explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews
    is largely positive with nearly 5‑star
    ratings thanks to its customer‑friendly design and straightforward crypto onboarding flow :
    contentReference[oaicite:9]index=9. Altogether, Paybis
    represents a robust, secure, and flexible crypto payment
    and wallet solution ideal for businesses wanting to bridge fiat
    and crypto with minimal hassle and strong compliance frameworks.

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