03-12-2023

财政部

美联储理事会

联邦存款保险公司

美东时间下午 6:15 发布 

华盛顿特区——财政部长珍妮特·耶伦、联邦储备委员会主席杰罗姆·H·鲍威尔和 FDIC 主席马丁·J·格伦伯格发表了以下声明:

今天,我们正在采取果断行动,通过增强公众对我们银行系统的信心来保护美国经济。 此步骤将确保美国银行系统继续发挥其保护存款的重要作用,并以促进强劲和可持续经济增长的方式为家庭和企业提供信贷渠道。

在收到 FDIC 和美联储董事会的建议并与总统协商后,耶伦国务卿批准采取行动,使 FDIC 能够以充分保护所有储户的方式完成其对加利福尼亚州圣克拉拉硅谷银行的决议 . 从 3 月 13 日星期一开始,储户将可以使用他们所有的钱。与硅谷银行的决议相关的损失不会由纳税人承担。

我们还宣布纽约 Signature Bank 的类似系统性风险情况,该银行今天已被其州特许机构关闭。 该机构的所有存款人都将不受影响。与硅谷银行的决议一样,纳税人不会承担任何损失。

股东和某些无担保债务人将不受保护。 高级管理人员已被免职。 根据法律要求,存款保险基金为支持未投保的存款人而遭受的任何损失,将通过对银行进行特别评估来弥补。

最后,美国联邦储备委员会周日宣布,它将向符合条件的存款机构提供额外资金,以帮助确保银行有能力满足所有存款人的需求。

美国银行体系保持弹性且基础稳固,这在很大程度上归功于金融危机后为确保银行业获得更好保障而进行的改革。 这些改革与今天的行动相结合,表明我们承诺采取必要措施确保储户的储蓄安全。

20,551 thoughts on “国际视角(14)《财政部、美联储和 FDIC 的联合声明》 ”
  1. Challenging our perceptions of ‘perfection’
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    With health influencers raising the bar for success, the wellness space now often feels like a performative space where people strive to showcase peak physical and mental strength.

    While seeing others’ achievements can be motivating, it can also be discouraging if your progress doesn’t match theirs.

    Each person is chasing the perfect version of themselves — whether it’s a body or a lifestyle — which is dangerous because this is typically an impossible or dangerous version to achieve, Curran said. He added that this type of comparison creates a dangerous cycle in which people constantly feel dissatisfied with their own progress.

    “It’s a fantasy in many ways, and once you start chasing after it, you constantly find yourself embroiled in a sense of doubt and deficit,” he said.

    Curran also noted that wellness challenges can be particularly damaging for women who struggle with perfectionism, as they tend to be bombarded with impossible beauty standards and societal expectations.

    Renee McGregor, a UK-based dietitian who specializes in eating disorders and athlete performance, encourages people to approach wellness trends with curiosity and skepticism. That’s because some influencers and celebrities could be promoting products because there’s a financial benefit for them.

    “The thing to ask yourself about the person you’re taking advice from is what do they gain from it?” McGregor said. “If they are going to gain financially, then you know that they (could be willing) to sell you a lie.”
    Whether you want to try a new challenge or product that promises amazing results, McGregor suggests doing your research and seeking diverse perspectives, including consulting with doctors when possible.

  2. Some scientists believe that fatty acids such as decanoic acid and dodecanoic acid formed the membranes of the first simple cell-like structures on Earth, Pearce said.
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    “(This is) the closest we’ve come to detecting a major biomolecule-related signal — something potentially tied to membrane structure, which is a key feature of life,” Pearce said via email. “Organics on their own are intriguing, but not evidence of life. In contrast, biomolecules like membranes, amino acids, nucleotides, and sugars are central components of biology as we know it, and finding any of them would be groundbreaking (we haven’t yet).”
    Returning samples from Mars
    The European Space Agency plans to launch its ExoMars Rosalind Franklin rover to the red planet in 2028, and the robotic explorer will carry a complementary instrument to SAM. The rover LS6 will have the capability to drill up to 6.5 feet (2 meters) beneath the Martian surface — and perhaps find larger and better-preserved organic molecules.

    While Curiosity’s samples can’t be studied on Earth, the Perseverance rover has actively been collecting samples from Jezero Crater, the site of an ancient lake and river delta, all with the intention of returning them to Earth in the 2030s via a complicated symphony of missions called Mars Sample Return.
    Both rovers have detected a variety of organic carbon molecules in different regions on Mars, suggesting that organic carbon is common on the red planet, Williams said.

    While Curiosity and Perseverance have proven they can detect organic matter, their instruments can’t definitively determine all the answers about their origins, said Dr. Ashley Murphy, postdoctoral research scientist at the Planetary Science Institute. Murphy, who along with Williams previously studied organics identified by Perseverance, was not involved in the new research.

    “To appropriately probe the biosignature question, these samples require high-resolution and high-sensitivity analyses in terrestrial labs, which can be facilitated by the return of these samples to Earth,” Murphy said.

  3. Wellness perfectionism doesn’t exist. Focus on these sustainable habits
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    ou’re scrolling through your phone when you stumble upon the next viral trend: an influencer claiming that following their incredibly strict diet will help you achieve their jaw-dropping physique. Or you see a fresh-faced runner swearing you can run a marathon without any training — just like they did.

    Whether or not you’re actively searching for wellness advice, it’s nearly impossible to avoid hearing about the latest health craze making bold guarantees of transformation.

    As you wonder if these claims hold any truth, you might also question why people often feel motivated to dive into intense challenges — when seemingly simple habits, such as getting enough sleep or eating more vegetables, often feel much harder to tackle.

    Many of us are drawn to these extreme challenges because we’re craving radical change, hoping it will help prove something to ourselves or to others, experts say.

    “We always see these kinds of challenges as opportunities for growth, particularly if we’re in a phase of our life where we’ve let ourselves go,” said Dr. Thomas Curran, associate professor of psychology at the London School of Economics and Political Science and an expert on perfectionism. “Maybe we feel that we need to be healthier, or we just had a breakup or (major) life event.”
    With social media amplifying these movements, it’s easy to see why people are increasingly drawn to the idea of achieving the “perfect” version of themselves. But before jumping into a new wellness challenge, it’s important to take a moment, reflect on your goals, and consider where you’re starting from.

  4. Tbilisi, Georgia — Jailed journalist Mzia Amaghlobeli gets weaker every day as her hunger strike has reached three weeks in Rustavi, a town near the Georgian capital of Tbilisi, her lawyer says. Now the 49-year-old is having difficulty walking the short distance from her cell to the room where they usually meet, and human rights officials, colleagues and family fear for her life.
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    Amaghlobeli was arrested Jan. 12 during an anti-government protest in the coastal city of Batumi, one of over 40 people in custody on criminal charges from a series of demonstrations that have hit the South Caucasus nation of 3.7 million in recent months.
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    The political turmoil follows a parliamentary election that was won by the ruling Georgian Dream party, although its opponents allege the vote was rigged.

    Protests highlight battle over Georgia’s future. Here’s why it matters.
    Its outcome pushed Georgia further into Russia’s orbit of influence. Georgia aspired to join the European Union, but the party suspended accession talks with the bloc after the election.

    As it sought to cement its grip on power, Georgian Dream has cracked down on freedom of assembly and expression in what the opposition says is similar to President Vladimir Putin’s actions in neighboring Russia, its former imperial ruler.
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  5. Kate Winslet had a surprising ‘Titanic’ reunion while producing her latest film ‘Lee’
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    Kate Winslet is sharing an anecdote about a “wonderful” encounter she recently had with someone from her star-making blockbuster film “Titanic.”

    The Oscar winner was a guest on “The Graham Norton Show” this week, where she discussed her new film “Lee,” in which she plays the fashion model-turned-war photographer Lee Miller from the World War II era.
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    Winslet recounted that while she had previously executive produced a number of her projects, “Lee” was the first movie where she served as a full-on producer. That required her involvement from “beginning to end,” including when the film was scored in post-production.

    She explained to Norton that when she attended the recording of the film’s score in London, while looking at the 120-piece orchestra, she saw someone who looked mighty familiar to her.

    “I’m looking at this violinist and I thought, ‘I know that face!’” she said.

    At one point, other musicians in the orchestra pointed to him while mouthing, “It’s him!” to her, and it continued to nag at Winslet, prompting her to wonder, “Am I related to this person? Who is this person?”

    Finally, at the end of the day, the “Reader” star went in to where the orchestra was to meet the mystery violinist, and she was delighted to realize he was one of the violinists who played on the ill-fated Titanic ocean liner as it sank in James Cameron’s classic 1997 film.
    “It was that guy!” Winslet exclaimed this week, later adding, “it was just wonderful” to see him again.

    “We had so many moments like that in the film, where people I’ve either worked with before, or really known for a long time, kind of grown up in the industry with, they just showed up for me, and it was incredible.”

    “Lee” released in theaters in late September, and is available to rent or buy on AppleTV+ or Amazon Prime.

  6. Why there’s a huge collection of vintage cars stored in the middle of the desert
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    Back at the turn of the 21st century, Qatar was a country with few cultural attractions to keep visitors and residents entertained. Yet the Sheikh Faisal Bin Qassim Al Thani Museum — known as the FBQ Museum — was a place that most people visited as an alternative to the then-still rather ramshackle National Museum of Qatar.

    You had to make an appointment, and drive out into the desert, getting lost a few times along the way, but then you were welcomed to the lush Al Samriya Farm with a cup of tea and some cake. The highlight was being allowed into a space crammed full with shelves and vitrines holding all sorts of eclectic artifacts from swords to coins — with the odd car and carriage standing in the grounds.

    It wasn’t necessarily the kind of museum you’d find elsewhere in the world, but it was definitely a sight that needed seeing.

    Today, it has grown and now claims to be one of the world’s largest private museums. It holds over 30,000 items, including a fleet of traditional dhow sailboats, and countless carpets. There’s also an entire house that once stood in Damascus, Syria.

    There are archaeological finds dating to the Jurassic age, ancient copies of the Quran, a section that details the importance of pearling within Qatar’s history, and jewelry dating to the 17th century.

    There are also items from 2022’s FIFA World Cup in Qatar including replica trophies, balls used in the games, entry passes, football jerseys and even shelves full of slightly creepy dolls and children’s plush animals.

    Some of the more disturbing exhibits include various items of Third Reich paraphernalia in the wartime room, and, strangely enough, several showcases of birds’ legs with marking rings on them. Basically, whatever you can think of, you have a very good chance of finding it here.

    Rumor even has it that behind a locked door is a room filled with the late Princess Diana’s dresses and other memorabilia, accessible only to a select few visitors. Another door hides a room, no longer open to the public, filled with collectibles of the late Saddam Hussein.

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