03-12-2023
财政部
美联储理事会
联邦存款保险公司
美东时间下午 6:15 发布
华盛顿特区——财政部长珍妮特·耶伦、联邦储备委员会主席杰罗姆·H·鲍威尔和 FDIC 主席马丁·J·格伦伯格发表了以下声明：
今天，我们正在采取果断行动，通过增强公众对我们银行系统的信心来保护美国经济。 此步骤将确保美国银行系统继续发挥其保护存款的重要作用，并以促进强劲和可持续经济增长的方式为家庭和企业提供信贷渠道。
在收到 FDIC 和美联储董事会的建议并与总统协商后，耶伦国务卿批准采取行动，使 FDIC 能够以充分保护所有储户的方式完成其对加利福尼亚州圣克拉拉硅谷银行的决议 . 从 3 月 13 日星期一开始，储户将可以使用他们所有的钱。与硅谷银行的决议相关的损失不会由纳税人承担。
我们还宣布纽约 Signature Bank 的类似系统性风险情况，该银行今天已被其州特许机构关闭。 该机构的所有存款人都将不受影响。与硅谷银行的决议一样，纳税人不会承担任何损失。
股东和某些无担保债务人将不受保护。 高级管理人员已被免职。 根据法律要求，存款保险基金为支持未投保的存款人而遭受的任何损失，将通过对银行进行特别评估来弥补。
最后，美国联邦储备委员会周日宣布，它将向符合条件的存款机构提供额外资金，以帮助确保银行有能力满足所有存款人的需求。
美国银行体系保持弹性且基础稳固，这在很大程度上归功于金融危机后为确保银行业获得更好保障而进行的改革。 这些改革与今天的行动相结合，表明我们承诺采取必要措施确保储户的储蓄安全。
What struck Scott Bennett most were the razor clams.
The long saltwater clams, resembling old-fashioned razors, normally burrow into sand to avoid predators. But when Bennett, an ecologist, visited South Australia’s Great Southern Reef last month, he saw thousands of them rotting on the sea floor.
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“100% of them were dead and wasting away on the bottom,” Bennett told CNN.
Since March, a harmful algal bloom, fueled by a marine heat wave, has been choking South Australia’s coastline, turning once-colorful ecosystems filled with thriving marine life into underwater graveyards.
The bloom has killed about 15,000 animals from over 450 species, according to observations on the citizen science site iNaturalist. They include longfinned worm eels, surf crabs, warty prowfish, leafy seadragons, hairy mussels and common bottlenose dolphins.
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The algae have poisoned more than 4,500 square kilometers (1,737 square miles) of the state’s waters – an area larger than Rhode Island – littering beaches with carcasses and ravaging an area known for its diversity.
It’s “one of the worst marine disasters in living memory,” according to a report by the Biodiversity Council, an independent expert group founded by 11 Australian universities.
The toxic algal bloom has devastated South Australia’s fishing industry and repelled beachgoers, serving as a stark warning of what happens when climate change goes unchecked.
Once a bloom begins, there is no way of stopping it.
“This shouldn’t be treated as an isolated event,” Bennett said. “This is symptomatic of climate driven impacts that we’re seeing across Australia due to climate change.”
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Unity and BrightBuilt factory-built homes share an important feature: They are airtight, part of what makes them 60% more efficient than a standard home. GO Logic says its homes are even more efficient, requiring very little energy to keep cool or warm.
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Home efficiency has other indirect benefits. The insulation and airtightness – aided by heat pumps and air exchangers – helps manage the movement of heat, air and moisture, which keeps fresh air circulating and mold growth at bay, according to Hertzler.
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Buntel, a spring allergy sufferer, said his Somerville home’s air exchange has made a noticeable difference in the amount of pollen in the house. And customers have remarked on how quiet their homes are, due to their insulation.
“I’m from New England, so I’ve always lived in drafty, uncomfortable, older houses,” Buntel said. “This is really amazing to me, how consistent it is throughout the year.”
Some panelized home customers are choosing to build not just to reduce their carbon footprint, but because of the looming threat of a warming planet, and the stronger storms it brings.
Burton DeWilde, a Unity homeowner based in Vermont, wanted to build a home that could withstand increasing climate impacts like severe flooding.
“I think of myself as a preemptive climate refugee, which is maybe a loaded term, but I wasn’t willing to wait around for disaster to strike,” he told CNN.
Sustainability is one of Unity’s founding principles, and the company builds houses with the goal of being all-electric.
“We’re trying to eliminate fossil fuels and the need for fossil fuels,” Hertzler said.
Goodson may drill oil by day, but the only fossil fuel he uses at home is diesel to power the house battery if the sun doesn’t shine for days. Goodson estimated he burned just 30 gallons of diesel last winter – hundreds of gallons less than Maine homeowners who burn oil to stay warm.
“We have no power bill, no fuel bill, all the things that you would have in an on-grid house,” he said. “We pay for internet, and we pay property taxes, and that’s it.”
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