03-12-2023
财政部
美联储理事会
联邦存款保险公司
美东时间下午 6:15 发布
华盛顿特区——财政部长珍妮特·耶伦、联邦储备委员会主席杰罗姆·H·鲍威尔和 FDIC 主席马丁·J·格伦伯格发表了以下声明：
今天，我们正在采取果断行动，通过增强公众对我们银行系统的信心来保护美国经济。 此步骤将确保美国银行系统继续发挥其保护存款的重要作用，并以促进强劲和可持续经济增长的方式为家庭和企业提供信贷渠道。
在收到 FDIC 和美联储董事会的建议并与总统协商后，耶伦国务卿批准采取行动，使 FDIC 能够以充分保护所有储户的方式完成其对加利福尼亚州圣克拉拉硅谷银行的决议 . 从 3 月 13 日星期一开始，储户将可以使用他们所有的钱。与硅谷银行的决议相关的损失不会由纳税人承担。
我们还宣布纽约 Signature Bank 的类似系统性风险情况，该银行今天已被其州特许机构关闭。 该机构的所有存款人都将不受影响。与硅谷银行的决议一样，纳税人不会承担任何损失。
股东和某些无担保债务人将不受保护。 高级管理人员已被免职。 根据法律要求，存款保险基金为支持未投保的存款人而遭受的任何损失，将通过对银行进行特别评估来弥补。
最后，美国联邦储备委员会周日宣布，它将向符合条件的存款机构提供额外资金，以帮助确保银行有能力满足所有存款人的需求。
美国银行体系保持弹性且基础稳固，这在很大程度上归功于金融危机后为确保银行业获得更好保障而进行的改革。 这些改革与今天的行动相结合，表明我们承诺采取必要措施确保储户的储蓄安全。
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While manufacturers continue to tweak their products to overcome the stigma of ultraprocessed foods, nutritionists suggest consumers move forward in choosing products that help the planet — as long as they keep reading the nutrition label.
“I would look for something with a good fat composition in which saturated fat is less than a third of the total fat,” Willett said. “Some vegetable burgers made from peas and legumes can be quite starchy, which the body breaks down similarly to sugar, so I would prefer to see alternatives with more healthy fat, more nuts, more soy.”
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While the Dietary Guidelines for Americans call for a limit of 2,300 milligrams of sodium per day for adults, “the American Heart Association recommends a limit of 1,500 milligrams for adults over 50, which is the standard I prefer,” Willett said.
“Look for about 1 milligram of sodium per calorie, which is a pretty good criteria,” he added. “In general, salt and saturated fat are the two really important factors — along with something that’s flavorful or delicious, which is, of course, up to the consumer.”
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One more key point from Willett: Before plant-based meats can truly help save the planet, they need to come down in price.
“These products are quite a bit more expensive, from what I’ve seen, than basic hamburger,” he said, “and we really need products that are price competitive with the beef and pork if we’re going to see them used on a daily basis, not just by people who can afford it.”
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