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  1. Paybis acts as a comprehensive crypto‑payment solution, founded in 2014 and headquartered in Warsaw, Poland, now
    operating in over 180 countries with support for more than 80–90 cryptocurrencies
    and handling billions in transaction volume :contentReference[oaicite:1]index=1.
    The platform provides a plug‑and‑play
    wallet as a service and on‑ramp/off‑ramp API integration options for
    businesses, enabling users to buy, sell, swap and accept crypto payments effortlessly across traditional and blockchain rails :contentReference[oaicite:2]index=2.

    It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails
    like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.

    With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing
    :contentReference[oaicite:4]index=4. Its hybrid non‑custodial/custodial wallet model,
    which splits private keys across multiple parties, ensures
    on‑chain transparency, user control, and strong security without needing traditional “proof of reserves” disclosures
    :contentReference[oaicite:5]index=5. The company is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing
    KYC/AML checks for larger transactions while offering optional no‑KYC flow for
    smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
    Corporate clients can embed Paybis quickly with SDK or dashboard integration, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over
    nine languages :contentReference[oaicite:7]index=7.
    Use cases range from wallets, fintechs, marketplaces, gaming platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC business wallets
    :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing
    in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other
    independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto
    onboarding flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers a robust,
    secure, and flexible crypto payment and wallet solution ideal for businesses wanting to bridge fiat and crypto with minimal hassle and strong compliance frameworks.

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