03-12-2023
财政部
美联储理事会
联邦存款保险公司
美东时间下午 6:15 发布
华盛顿特区——财政部长珍妮特·耶伦、联邦储备委员会主席杰罗姆·H·鲍威尔和 FDIC 主席马丁·J·格伦伯格发表了以下声明：
今天，我们正在采取果断行动，通过增强公众对我们银行系统的信心来保护美国经济。 此步骤将确保美国银行系统继续发挥其保护存款的重要作用，并以促进强劲和可持续经济增长的方式为家庭和企业提供信贷渠道。
在收到 FDIC 和美联储董事会的建议并与总统协商后，耶伦国务卿批准采取行动，使 FDIC 能够以充分保护所有储户的方式完成其对加利福尼亚州圣克拉拉硅谷银行的决议 . 从 3 月 13 日星期一开始，储户将可以使用他们所有的钱。与硅谷银行的决议相关的损失不会由纳税人承担。
我们还宣布纽约 Signature Bank 的类似系统性风险情况，该银行今天已被其州特许机构关闭。 该机构的所有存款人都将不受影响。与硅谷银行的决议一样，纳税人不会承担任何损失。
股东和某些无担保债务人将不受保护。 高级管理人员已被免职。 根据法律要求，存款保险基金为支持未投保的存款人而遭受的任何损失，将通过对银行进行特别评估来弥补。
最后，美国联邦储备委员会周日宣布，它将向符合条件的存款机构提供额外资金，以帮助确保银行有能力满足所有存款人的需求。
美国银行体系保持弹性且基础稳固，这在很大程度上归功于金融危机后为确保银行业获得更好保障而进行的改革。 这些改革与今天的行动相结合，表明我们承诺采取必要措施确保储户的储蓄安全。
Chance Encounters
He went to Vegas for Christmas to forget all about love. Everything changed when a woman sat next to him at the poker table
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When Englishman Francis Chadwick decided to spend Christmas in Las Vegas, his goal was simply to escape everything.
It was 2014. Francis was 34 and in the middle of a divorce.
“I just wanted to get away,” Francis tells CNN Travel today. “Christmas being, obviously, quite a family orientated time of year I didn’t want to be around anything Christmassy. I was like, ‘Where’s the least Christmassy place I could go to?’ Vegas seemed like the place.”
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So while his family and friends were spending evenings enjoying festive drinks, decorating Christmas trees and watching “Love Actually,” Francis packed his bag, leaving his Christmas sweater behind, and headed to the United States.
“I was in Washington, D.C., for a couple of days. I went to Dallas for a few days, watched the Cowboys down there, and then on to Vegas over the Christmas period,” recalls Francis. “And my mindset at the time — I had no interest in women, relationships, anything at — I hadn’t even contemplated a relationship since the separation from my first wife.”
On Christmas Eve 2014, Francis was playing three-card poker at Vegas’ MGM Grand Hotel and Casino, a sweeping, vast gambling palace on the Vegas Strip.
He was pretty absorbed in the game when a woman sat down next to Francis, and he looked up.
The woman smiled widely, introducing herself as Tehzin from Toronto. Then, Tehzin introduced Francis to what seemed like her entire family, who all appeared to be in tow. Subsequently, Tehzin’s sister and brother-in-law sat down at the poker table next to her.
“So, how do we play?” Tehzin asked Francis, smiling again.
Francis didn’t know what to think. All he knew was he was drawn to Tehzin. Slowly, surprising himself, he smiled back. It felt like the first time he’d smiled properly in months.
Francis didn’t — at that point — know the significance of this moment.
“You’ve got me traveling to Vegas from the UK, Tehzin traveling there from Canada… What are the chances that we would actually cross paths at all, let alone everything else that happened next? It’s pretty crazy,” says Francis today.
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